The emergence of advanced digital technologies such as the financial metaverse has introduced a new paradigm in banking systems and value creation structures in the global economy. The financial metaverse, as a virtual ecosystem based on virtual reality, blockchain, and digital assets, enables decentralized financial interactions, immersive banking experiences, and the formation of new business models. This study aims to analyze the impact of the financial metaverse on emerging value creation structures in future banking systems. Using a descriptive-analytical approach and secondary data, the study examines the role of the metaverse in transforming banking revenue models, enhancing customer experience, reducing operational costs, and developing digital assets. The findings indicate that the financial metaverse can fundamentally reshape traditional banking structures, leading to immersive, decentralized, and asset-driven financial ecosystems. Moreover, it facilitates new forms of value creation through digital assets, virtual financial services, and metaverse-based economies. The results suggest that future banking systems will increasingly integrate with metaverse technologies and token-based financial ecosystems.